Terms of Use
Acceptance of terms
By accessing or using SOFTYTOOLS ("the site"), you agree to these Terms of Use. If you do not agree, please do not use the site.
Educational purpose only
SOFTYTOOLS provides calculators, guides and general information for educational and planning purposes only. Nothing on this site constitutes financial, investment, trading, tax or legal advice. See our full Financial Disclaimer for details.
No guarantee of accuracy or outcome
While we build every calculator to use correct, standard formulas and test them for accuracy, we make no warranty that results are free of error, and we accept no responsibility for financial decisions made using this site. All calculations should be independently verified before being relied upon.
Acceptable use
You agree not to: (a) attempt to disrupt or overload the site; (b) reverse-engineer, scrape, or republish site content at scale without permission; (c) use the site for any unlawful purpose; or (d) submit false, abusive, or malicious content through our forms.
Intellectual property
The SOFTYTOOLS name, logo, design and original written content are the property of SOFTYTOOLS. The underlying financial formulas used in our calculators are standard, publicly known methods and are not proprietary to us.
Third-party links
Our guides may reference general financial concepts and, where relevant, link to external resources. We are not responsible for the content or practices of third-party sites.
Advertising
This site may display third-party advertising. Ads are served independently of calculator results and do not influence our formulas or outputs.
Changes to these terms
We may update these Terms of Use from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
Limitation of liability
To the fullest extent permitted by law, SOFTYTOOLS and its operators are not liable for any indirect, incidental, or consequential damages arising from use of this site or reliance on its calculators or content.
Contact
Questions about these terms can be sent via our Contact page.